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What is COLA and how will it affect SSD benefits in 2017?

Social security disability is a federal program that's creation was conceived with the purpose of supporting those who cannot support themselves. When someone receives a social security disability award, it is generally a set amount that cannot be changed without petitioning for a change in amount. However, once in a while increases are approved for social security disability without request. One such increase is called COLA or cost-of-living adjustment.

COLA is a percentage increase determined by the Department of Labor Bureau to account for an increase in the Consumer Price Index. The Consumer Price Index is determined based on a variety of factors to account for inflation across industries for the average consumer. For 2017, the COLA was determined to rise .3 percent. This increase percentage will take affect for recipients of social security without further action on behalf of the recipient.

You may have already noticed the adjustment to your social security disability income, as it took effect as of December 30, 2016. Over 65 million Americans receive some type of social security income. Some receive social security income because of an injury or illness that prevents them from working. The COLA increase isn't a massive increase, but it is most likely welcomed by those who receive these benefits.

Although COLA may seem like a small increase, it is better than no increase at all. If you believe your social security benefits are too low, you may request an increase in your benefit amount. This of course will need to be backed up by proof of why you deserve more social security benefits. This proof can be gathered and presented but it will take time and effort.

Source: faw.ssa.gov, "How much will the COLA amount be for 2017 and when will I receive it?" Accessed January 23, 2017

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