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What happens to SSD benefits upon retirement?

When Georgia residents encounter something new in their lives, it is natural to have many questions. The legal system is a prime example of this. Individuals encountering the legal system for the first time may not understand what is required of them or how they go about getting the relief they need.

When it comes to Social Security disability benefits for illness, individuals often have questions about their eligibility for disability benefits. People want to know not only how they can satisfy the requirements of the federal regulations in order to obtain disability benefits but what happens after they begin receiving those benefits.

For instance, individuals often ask what happens to their Social Security disability benefits once they reach the age of retirement. Typically, a person's disability benefits automatically change to retirement benefits once this happens. Accordingly, the benefits will not stop simply because the person is of retirement age.

The amount of the benefits also typically remains the same from when they were disability benefits to when the benefits are converted to retirement benefits. This may be a relief for many who worry that the amount of their disability benefits will decrease once they reach the age of retirement.

Individuals may also be eligible for other benefits based on whether their spouse is eligible for benefits. Accordingly, the eligibility and total amount of benefits will vary from family to family depending on the circumstances of each case. Individuals should understand how the benefit determinations will be made in their individual circumstances.

Source: USA Today, "How retirement affects Social Security disability benefit," Robert Powell, Sept. 10, 2016

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