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Application basics for Social Security disability benefits

Social Security disability benefits are important for individuals injured at work and other disabled individuals, including disabled veterans. Unfortunately, the Social Security Administration reports that 25 percent of workers will become disabled prior to reaching the age of 67. For disabled individuals who suffer from a disability that is expected to last a year or longer, Social Security disability benefits may be an option to help.

To qualify for Social Security disability benefits, a disabled individual must meet certain requirements, as determined by the Social Security Administration. To qualify for disability, the disabled individual must be unable to work because of a physical or mental medical condition; the disabled individual cannot adjust to any other type of work because of the physical or medical mental condition they are suffering from; and the disability must be expected to last a year or longer or result in death.

The application for Social Security disability is a detailed application. It is first necessary to gather all required information, including medical records, to demonstrate that the disabled individual meets the medical requirements to qualify for disability benefits. The applicant will be required to provide the onset date of their disability. It is helpful to be thorough and not only provide a diagnosis of the medical condition the disabled individual suffers from but also describe how it prevents them from performing any substantial gainful activity.

Disabled individuals who are unable to work may rely on important resources such as Social Security disability benefits for their daily needs. As a result, they should be familiar with the application process and how important it is to obtaining badly-needed benefits.

Source: Injury.findlaw.com, "Applying for Disability Benefits," Accessed Sept.9, 2017

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