Georgia residents may qualify for Social Security disability benefits if they have earned an appropriate number of work credits, among other requirements. The Social Security Administration will use your work history and earnings information to determine whether you qualify for Social Security disability benefits.
Millions of people each year receive insurance coverage through the Social Security Disability Insurance (SSDI) program. While some people have long careers and can choose when to retire, many people are forced out of work prematurely due to a severe illness and injury. Workers who are no longer able to work due to a medical condition have the option of filing for disability benefits through SSDI.
If you are suffering from a medical condition or injury that keeps you from working, you are not alone. Thousands of Americans of all ages suddenly find themselves physically or mentally incapable of supporting themselves and their families, and they may be unsure about what to do next. Fortunately, many disabled people who are unable to work can pursue Social Security disability benefits, issued by the Social Security Administration.
To qualify for disability benefits, you will need to accumulate a certain number of work credits, which can only be done by working in jobs covered by Social Security. The number of credits you need depends on how old you were when you suffered your disability. While younger workers can qualify for benefits with fewer credits, most people will have to earn at least 40 credits, and 20 of those credits must have been earned in the 10 years leading up to your disability.
With thousands of Georgia residents applying for Social Security disability benefits each year, the Social Security Administration has implemented strict standards for awarding these benefits. To avoid having your initial claim denied, it is important to make sure you provide the SSA with a complete picture of your disability.
As we mentioned in an earlier post, disability and other payments under Social Security rarely stay the same from year to year. One of the main factors that generally increases the amount of Social Security disability benefits you get each year is the cost of living in America. As required by law, the Social Security Administration applies an automatic cost-of-living adjustment, or COLA, which is based on inflation.
The Social Security Administration reports that approximately 175 million workers are covered by Social Security. However, many Georgia residents are unclear on how Social Security works and how they can receive SSDI benefits.
If you are suffering with an illness or injury that keeps you from working in Georgia, it can be difficult to understand why the Social Security Administration (SSA) would deny your application for benefits. Unfortunately, as the millions of Americans whose applications were rejected will tell you, the SSA has very strict criteria for awarding Social Security disability benefits, and it can be very difficult to get approved. However, do not assume that the SSA's denial of your benefits claim is the end of the road. If you do not agree with the SSA's decision, you have the right to appeal through the SSA's four-step appeals process.
People in Georgia may associate Social Security disability benefits with older Americans who are unable to continue working due to a physical or mental disability. However, children under the age of 18 may also be eligible for benefits through the Supplemental Security Income (SSI) or Social Security disability Income (SSDI) programs.
Many people in Georgia find themselves in a seemingly impossible situation. They want to keep working, but their injuries and illnesses prevent them from doing so. These people are forced to retire early, and claim their retirement benefits early, thereby reducing their income for the rest of their lives and making it harder to support themselves.