A broken bone, amputation, or spinal injury can be devastating. A person who suffers such an injurymay be unable to work, making it difficult to pay bills and make ends meet. If a bone-related injury prevents a person from working for at least a year, it may qualify the injured person for Social Security Disability Benefits, which will help make up for some of thelost wages and assist with other financial needs.
To receive SSDI benefits, a personmust have an injury or disorder that qualifies under governmentguidelines. A bone-related injury must prevent the person injuredfrom being able to work for at least a year. These include spinal disorders that compromise a nerve root or the spinal cord, such as spinal stenosis, osteoarthritis, or a fractured vertebra.
Amputation, due to any work-related or other cause, may also be covered. To qualify for SSDI benefits, the injury must result in the loss of both hands, one or both lower extremities, or one hand and one lower extremity. Hip disarticulation or a hemipelvectomy may also be covered under SSDI guidelines.
Certain broken bones that inhibit movement may also qualify for SSDI benefits. A fractured pelvis, femur, tibia or broken tarsal bones fall within the guidelines. So do fractures of the humerus, ulna or radius in one or both arms.
While all of these should qualify for benefits, applying for SSDI benefits for injuries or illness can still be a daunting process, especially when already suffering from a devastating injury.To help the process, it is important to obtain and keep copies of medical records during treatment because injuries must meet certain thresholds under SSDI. The assistance of an experienced attorney can also help, particularly if a person is initially denied benefits and wants to appeal the decision.