Defending And Empowering The Disabled Since 1993

Georgia Social Security Disability Insurance Attorneys

Last updated on August 7, 2026

When you are filing for Social Security Disability Insurance (SSDI) benefits, you and your family need to be able to count on getting your claim approved. At the law firm of Rogers, Hofrichter & Karrh, LLC, we understand how important money benefits are for paying medical bills and living expenses.

Our Social Security Disability attorneys have extensive experience advising and representing clients who are entitled to receive benefits in all areas of SSDI, specifically under Title II or Title XVI of the Social Security Act. We serve residents, licensed professionals and business owners in the Atlanta metro, the state of Georgia and nationally.

What Are My Rights Regarding SSDI?

Under the rules of the Social Security Administration (SSA), you have the right to receive money payments after you become unable to work because of a disability or illness, even when you are eligible to receive benefits from the Employee Retirement Income Security Act (ERISA) or other long-term disability insurance plans. We will help you protect your rights. Our team can help you file combined benefits claims.

The In-Depth Knowledge Needed To Handle Your SSDI Issue

When you meet with one of our attorneys to discuss your SSDI claim, we will discuss the level of your disability and explain how your claim will proceed through the system. Contact our offices to meet with us about SSDI claims issues such as:

  • Initial application and record gathering
  • Denied claims and requests for reconsideration
  • Requests for hearing before an administrative judge
  • Hearing preparation
  • Medicare and Medicaid issues

Our lawyers do more than just fill out paperwork. We investigate your disability or injury, gather supporting evidence, and prepare a professional application and presentation that gets results.

We Stick With You Through The Appeal

If you come to us after your initial claim was denied, we can generally straighten things out and help you file a successful appeal. We don’t give up. After decades of helping people receive SSDI benefits, we know exactly how frustrating the process can be. Fortunately, we also know the strategies that overcome the obstacles to being approved for payments.

Understanding SSDI: What It Is And How It Works

SSDI operates as a federal program that pays monthly income to people who can no longer maintain employment due to a severe, long-term medical condition. To qualify, your health condition must last at least 12 consecutive months or face a terminal prognosis.

Unlike state assistance programs, private disability policies or workers’ compensation, this federal benefit relies directly on your employment history. You earn this protection by paying Social Security payroll taxes during your working years. It functions as earned insurance rather than a welfare system.

Qualified workers of any age can collect these monthly payments. However, they must satisfy the required work history and medical criteria.

The SSA’s Five-Step Sequential Evaluation Process

The SSA relies on a strict five-step process to review every disability claim and establish your medical eligibility. They evaluate:

  1. Substantial gainful activity: Examiners check your current monthly earnings to ensure you do not exceed the official income limit.
  2. Medical severity: They evaluate whether your health condition severely limits your ability to perform basic daily work tasks.
  3. Listing of impairments: They compare your condition against an official list to see if it meets specific medical criteria.
  4. Past relevant work: They determine if your physical or mental limits prevent you from doing any previous job duties.
  5. Adjustment to other work: Examiners assess your age, education and work skills to decide if you can transition to other work.

Reviewing this structured process helps you assess your general qualifications and gather strong medical evidence before starting formal hearing preparation.

Georgia SSDI Considerations: What Local Claimants Should Know

Georgia residents submit disability claims through Georgia Disability Adjudication Services. This state agency manages all initial application reviews. Unfortunately, it approves only about 35% of initial applications, which often trails national averages and leaves most applicants facing an initial rejection.

These frequent denials make the appeal process vital for local applicants. To have a chance of winning your appeal, you must present your case directly to a judge at a regional Office of Hearings Operations in cities like Atlanta, Covington or Savannah.

While scheduling a hearing typically takes six to nine months, approval rates rise significantly at this stage. Applicants who appeal their initial denial gain a far higher chance of success than those who abandon their claims.

Work Credit Requirements: Have You Worked Long Enough To Qualify?

The SSA calculates work credits as the primary metric to decide whether you qualify for disability benefits. You earn these credits through your taxable job income, gaining up to four credits each calendar year.

To secure coverage, you must pass two distinct checks: a recent work test and a duration of work test. The total number of credits you need depends directly on your age when your medical condition stops you from working.

Younger workers generally require fewer credits than older workers. However, work credits only unlock your basic eligibility for the program. They do not dictate your actual payout, because the agency calculates your monthly benefit amount using your average lifetime earnings.

Timeline: What To Expect From The SSD Application Process

The government usually takes six to eight months to complete an initial application review. If you must request reconsideration or schedule a hearing before a judge, your total wait time can easily reach 18 to 24 months. There is also a mandatory five-month waiting period after your established disability start date.

Even when the government approves your claim, your financial benefits only begin accruing after five full calendar months pass. Submitting complete paperwork with thorough medical records right from the start is crucial to prevent unnecessary administrative delays and speed up the process.

Combined SSDI And ERISA/Long-Term Disability Claims

Many individuals hold private long-term disability policies through their employers alongside their federal benefits. These private insurance policies often contain specific payment offset rules.

When you start receiving federal disability payments, your private insurance company will likely reduce its monthly payout by that same amount. However, applying for federal benefits often satisfies a mandatory requirement in your private policy, protecting your ongoing private coverage. Coordinating both claims requires careful management to avoid costly repayment penalties if an overlap occurs.

It is recommended to work with an experienced disability attorney so you can understand both systems. This way, you may protect your income and secure the maximum payment from every available source.

Contact Us For All Concerns Related To SSDI

Let Rogers, Hofrichter & Karrh, LLC, make a difference in your life. Contact us to learn more about what you are entitled to under the laws of SSDI claims. Please schedule your initial consultation by calling us at 770-884-6705 or using our online contact form.