Once your application for Social Security Disability benefits has been approved, you should start receiving benefits on a monthly basis. However, SSD recipients shouldn’t get too comfortable once their benefits start coming in. There are many factors that can cause SSD benefits to end, including retirement benefits, returning to work, or no longer being classified as disabled.
In most cases, your disability benefits under the SSDI program will be cut off when you reach retirement age, and you will automatically start to receive retirement benefits.
While unlikely, it is possible to receive both retirement and SSDI benefits at the same time if you filed for early retirement benefits after becoming disabled, and your SSDI claim subsequently gets approved.
If you are receiving disability benefits under the SSI program, you can still receive disability benefits even if you are getting retirement benefits, as long as your monthly countable income is less than the $771 limit in 2019.
Re-entering the workforce can also stop or reduce your disability benefits.
Under SSDI, you can continue to receive your disability benefits while working during a nine-month trial period as long as you are still disabled under the SSA’s definition and you give the SSA details about your new job. Any month during which you earn more than $880 in 2019 will count towards the trial period.
Finally, your disability benefits may stop if you no longer meet the SSA’s definition of “disabled.” If your condition has not lasted or is no longer expected to last at least 12 months, or result in death, you may not be considered disabled any longer.
Put another way, you may no longer meet the disability definition if your disability no longer prevents you from working or is not listed or is no longer medically equivalent to a condition listed on the SSA’s Listing of Impairments.
If your disability benefits have been stopped for any of the reasons discussed above, a disability attorney may be able to help re-instate your benefits.