Frequently Asked Questions About Workers’ Compensation In Georgia
Workplace injuries can leave you unsure where to turn or what to do next. Below are a list of some of the most common questions we hear from clients at Rogers, Hofrichter & Karrh, LLC.
- What is workers’ compensation?
- What sorts of injuries are covered under workers’ compensation?
- If I am already receiving workers’ comp benefits, can I also receive unemployment or Social Security Disability benefits?
- Can I get workers’ compensation benefits if my injury took place outside of work?
- What is the time limit/statute of limitation for filing a workers’ compensation claim?
- Why should I hire a workers’ compensation attorney?
What is workers’ compensation?
Workers’ compensation is a type of employer-provided insurance that provides medical assistance for work-related injuries and some wage-replacement benefits. It is a no-fault system that does not require either party to prove negligence.
What sorts of injuries are covered under workers’ compensation?
Generally, any injury or illness that occurs while an employee is performing their job duties is covered. This includes traumatic injuries, head injuries, repetitive stress injuries, hearing damage, heat stroke, lung damage from chemical exposure and more.
If I am already receiving workers’ comp benefits, can I also receive unemployment or Social Security Disability benefits?
In most cases, you cannot collect unemployment and workers’ compensation at the same time because unemployment requires you to be searching for work, while workers’ compensation is paid because you’re unable to work.
You can collect Social Security Disability Insurance (SSDI) benefits at the same time as workers’ comp, but your SSDI benefits may be offset or reduced. The combined total of your workers’ comp and SSDI payments cannot exceed 80% of your average current earnings (ACE), as determined by the Social Security Administration.
Can I get workers’ compensation benefits if my injury took place outside of work?
Sometimes, yes. Injuries incurred when you are traveling for work, whether that is part of your routine, related to a company event or you’re on an errand for the boss may all qualify, among other exceptions.
What is the time limit/statute of limitation for filing a workers’ compensation claim?
With some exceptions, you have 30 days to notify your employer of your injury. You have one year from the date of injury (or learning of the injury) to make a claim.
Why should I hire a workers’ compensation attorney?
If your employer disputes the validity of your claim or your claim has been denied, a lawyer can help you overcome their objections and present evidence to support your claim. An attorney can also help you evaluate your settlement options and negotiate for better.
Let Us Help You Obtain The Workers’ Comp Benefits You Need
Was your workers’ compensation claim denied? Call Rogers, Hofrichter & Karrh, LLC, at 770-884-6705 or use our online contact form to get the help you need. We have offices in Fayetteville, Cartersville and Atlanta.